Roth Ira Contribution Limits 2025 Salary Cap

Roth Ira Contribution Limits 2025 Salary Cap. The maximum amount you can contribute to a roth ira in 2023 is $6,500, or $7,500 if you’re age 50, or older. The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older.

Contribution limits are enforced across traditional iras and roth iras, but income limits only apply to roth accounts. If you are under age 50, you may contribute $7,000 a year.